- Healthcare Reform
Health insurance exchanges are online marketplaces that make buying health insurance simple. At least, that’s the idea. You can view and compare certified health plans, and access tools to help you make smart decisions about your health care. Education is a big part of these exchanges.
States are required to either set up one or more state or regional exchange, merge with other state exchanges, partner with he federal government, or opt out completely and let the federal government control the state exchange.
Lighthouse can connect you with affordable health insurance so you can shop, compare and buy plans without stressing. Our service is completely free. Go ahead and ask us the tough questions. We’ve got answers.
You’re not alone. We’ll help you navigate today’s complex health insurance world. Find out more by calling 866-230-0222
Your age matters when health insurance costs are concerned. It’s how insurance carriers have typically based premiums. The unfortunate part about this is how an older age can result in exponentially higher premiums. An elderly person with the same coverage as a younger individual could have paid five times more for insurance. Not anymore. The Affordable Care Act (ACA), set limits on age rating.
Some health care services are an absolute must. The Affordable Care Act (ACA) calls them “essential benefits,” and they range from emergency services to prescription drugs. By 2014, certain health plans must offer essential health benefits in order to be included on the new health insurance exchanges.
10 categories of care. These essential benefits must include the 10 following categories of service, and items within each category:
Count on Lighthouse to link you to health insurance plans that meet your budget and benefits needs. Call us for a free quote and educational tools. 866-230-0222